How Long Does the Review Process for Social Security Disability Take?
04/01/09
Q: If I cannot work, how am I supposed to support myself while applying for social security disability?
A: It can take quite some time for an application for social security disability to go through the review process. Finding ways to get by in the meantime can be worrisome for some claimants. Given the duration some claims take, it is vital to examine and adjust your budget when possible. Try to eliminate all spending that is not mandatory. Even if you can pay for those things now, you need to have a financial cushion should your claim take a year or two. Put any money you save by cutting discretionary spending aside to help you through the time it may take to reach a decision about your social security disability claim. Some claimants restructure their financial obligations to help them through. Some gas and electric companies have aid programs for those with limited income to help pay for winter heating bills. Restructuring a mortgage to allow you to access equity or simply lower your monthly payments can be considered. Additionally, many individuals find that they can rely on friends and family for short term loans or other support. If you can no longer pay your medical bills, seek assistance. It is important that you do not stop your medical care. Some churches and non profits have programs to help with prescription costs. Look into state health assistance programs. Find free clinics, if need be, for routine visits. Many medical offices will help individuals in financial need by coming up with bill payment strategies. Explain your situation and be proactive before you get in trouble. Filing for public assistance programs can also be helpful. General Assistance is a state program that can lend you money that will have to be repaid after your social security disability case has been processed. Section 8 housing aid or food stamp programs may be helpful if your wait is long. If you are in financial dire straights, you might consider talking to a social security attorney. You may be eligible for dire need assistance with social security. Such assistance can help expedite your claim and offer monetary aid.
Q: Can you go to the Social Security office to submit your social security disability application?
A: The three methods for filing for social security disability benefits are in person, via the telephone or via the internet. It is often recommended that doing it in person is the best method. Meeting with your claims representative will give you one on one communication. The meeting will be your first opportunity to provide background on your claim and medical condition, and the disability case manager will get to see how your condition currently affects your ability to function. An in person appointment gives your claim the foundation for the application review process. Call the toll free number (800) 772.1213 for Social Security and ask for an appointment to submit your application for social security disability. Social Security will send you written notification of the appointment time and date.
Q: When should you expect notification of a decision on a social security disability case?
A: Decisions on some cases are reached within a few months, while others are not reached for years. A decision for a normal case that has all the required materials is made within 90 days or so.
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